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Business & technical concepts, design and implementation:
MDC Information Systems
Merchants House
Merchants Quay
Dublin 8
Ireland
www.mdc.ie
Email: contact@mdc.ie


This site is hosted and managed using BrokerIT:
MDC Management Services
Merchants House
Merchants Quay
Dublin 8
Ireland
www.brokerit.ie
Email: contact@mdc.ie

About Us

|General|Legal Issues|Privacy Policy|Copyright|
Return to TopGeneral

Top Quote Direct is an electronic shop front to allow you, the customer, to avail of the best rates available today for all your insurance needs.

"We are an information resource dedicated to getting you the best cover available to suit your needs"

Top Quote Direct allows you to get instant comparative quotations by entering your details once. Our aim is to be your one stop shop for all your insurance needs. Make your suggestions on how to improve this site by e-mailing us now at motorquotes@topquote.ie

Return to TopLegal Issues

Top Quote Direct accepts no responsibility for any accidental loss or liabilities incurred by visitors to this site nor do we accept any liability in relation to contracts of insurance made as a result of the use of this site. Insurance companies are responsible for maintaining their own rules and rates in relation to products offered in our comparative quotations. We have a strictly controlled and monitored security policy in place and we accept no responsibility for errors or omissions that might occur as a result of a deliberate breach of this security.

Return to TopPrivacy Policy

No personal details will be disclosed to any other person or bodies other than for the purpose of confirming your quotation and/or cover with your selected insurance company. We will not contact you by e-mail or traditional mail other than for the purpose of offering you insurance or financial services. Top Quote Direct is registered under The Data Protection Act.

Return to TopCopyright

Top Quote Direct, and MDC Management Services, are registered trademarks and company names. No content or part of this site may be copied or reproduced electronically or by any other means without the prior written consent of MDC Management Services. Other company, product or service names may be trademarks, or service marks of others.

Contact Us

Please include your Reference Number (if assigned) on all correspondence to Top Quote Direct
Email: motorquotes@topquote.ie
(for help with quotes or purchases)
Phone: 0818 222555
Fax: 074 9128628
Address: Top Quote Direct
Top Quote Direct,
Lisnennan,
Letterkenny,
Co. Donegal
Web: www.topquote.ie

Frequently Asked Questions

Some common questions are answered here. Top Quote Direct recommends that you check this list prior to sending requests for information to us as your query may have already been dealt with here. This list will be expanded as additional common questions arise.

Is Top Quote Direct an insurance broker?
What do I do if my car is not on the list provided?
Are personal details disclosed to third parties?
Do all the insurance companies get to see my details?
When can I get a policy?
How do I pay?
Are there any extra charges to the customer?
What insurance companies are signed up?
How long will it take to get a quotation?
Is the site directly linked to the insurance companies?
Why aren't all the questions in one big form?
Will you insure motorbikes?
I cannot find my occupation listed, what should I do?
Is Top Quote Direct regulated by the Irish Financial Services Regulatory Authority?

Return to Top Is Top Quote Direct an insurance broker?

Top Quote Direct is an electronic broker where you go and shop for your insurance needs. We sell insurance, the cover is provided by the insurance company you choose. We provide a service that simplifies the difficult and time consuming task of comparing insurance company quotations. So you get the best deal.

Return to Top What do I do if my car is not on the list provided?

If your car is not listed please ring 0818 222555 and we may still be able to provide a competitive quote.

Return to Top Are personal details disclosed to third parties?

We do not disclose ANY information to unknown third parties, see our privacy policy on our About page. Only the insurance company YOU choose will get your details after you buy (see below).

Return to TopDo all the insurance companies get to see my details?

No your details are only passed to the insurance company of YOUR choice when you request cover. To buy a policy you will be asked for your name & address and preferred payment method and this information will only be passed to the company you choose. See also our privacy policy on our About page.

Return to Top When can I get a policy?

Within 48 hours. If needed sooner please call 0818 222555

Return to Top How do I pay?

When you have chosen which quotation you wish to accept you will be asked for your name & address and be offered a choice of payment methods acceptable to the company you choose. This could be by credit card, cheque or direct debit.

Return to Top Are there any extra charges to the customer?

No, Top Quote Direct does not charge the customer, our aim is to save you money.

Return to Top What insurance companies are offering quotes?

At present Allianz, AXA, Zurich, Hibernian Aviva and Royal Sun Alliance.
Other companies will be added as they make their rates available.

Return to Top How long will it take to get a quote?

Between 3 and 10 minutes. Most of the easy to answer questions are mandatory and the answers are selected from drop down lists. Please note that you can return at any time and recover your details using your personal reference number.

Return to Top Is the site directly linked to the insurance companies?

The site is not directly linked to the insurance companies' systems. The rules and rates used to generate quotations are maintained in a rule based rating engine. This means that the comparative quotations do not take long to generate and are available 24 hours a day.

Return to Top Why aren't all the questions in one big form?

The questions are separated into 'pages' so that your information is checked and saved each time you finish a page. Problems are thus identified early in the process. This also gives you the freedom to submit all your details in one session or in several shorter sessions.

Return to Top Will you insure motorbikes?

At this point we cannot provide motorbike insurance but we may do so in the future.

Return to Top I cannot find my occupation listed, what should I do?

We have to work from an Insurance Industry standard list of occupations. Sometimes the modern description of a job is not in the list, i.e 'Software Engineer' is not listed, 'Computer Programmer' is listed. Try to think what your job might have been called a few years ago. You can enter the first letter of your occupation to jump to that position on the list. If all else fails please call our help desk at 0818 222555.

Return to Top Is Top Quote Direct regulated by the Irish Financial Services Regulatory Authority?

Yes, Top Quote Direct is regulated by the Irish Financial Services Regulatory Authority as an authorised advisor.

Terms of Business

1. Your use of this Website and its services is an acknowledgement and acceptance by you that you have read and understood all disclaimers, notices and instructions and the terms and conditions as set out or referred to in this Website including disclosure.

2. Quotations obtained from this Website are the terms of each Insurer based upon the information provided by you. Your application for cover through this Website is for a contract of Insurance arranged by Top Quote Direct with the Insurer whose rates you have chosen.

3. Before applying for cover please note that failure to disclose all material information, i.e. information which is likely to influence the acceptance of the risk and the terms applied could invalidate the Insurance (including disclosure of all claims, convictions, disqualification+s, endorsements or pending prosecutions or any other matter materially affecting insurers assessment of the risk, and to you providing Top Quote Direct with accurate and complete information). When acquiring Motor Insurance you should be aware that the driving licence held by you, your age, sex, occupation, driving history, vehicle use and other matters all materially affect the assessment of the risk and the premium level.

4.You are not authorised to add our Website (without prior written permission) in any manner as a link on any other Website.

5.Unless otherwise stated, all quotations are inclusive of levies and premium taxes.

6.The precise Insurers terms and conditions of any cover Top Quote Direct may agree to give are set out in a standard policy subject to amendment by endorsement or other appropriate variation. You are invited to review the Insurers standard policy which is available on request.

7. The Irish Insurance industry require that we display the following standard declaration in relation to Motor Insurance.

It is an offence under the Road Traffic Act to make a false statement or withhold any material information for the purpose of obtaining a certificate of Insurance. Furthermore, such action could invalidate your insurance cover. Material information means any information likely to influence our acceptance or assessment of this proposal. If you are in any doubt as to whether or not information is material then it should be declared.

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